Online Banking

Share Rates

Annual Percentage Yield is accurate as of May 1, 2022

Rates and other terms may change at any time without prior notice.

Account Type Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate Annual Percentage Yield
Regular Share Accounts $25.00 $10.00 0.15% 0.15%
Other Share Accounts $0.01 $0.01 0.15% 0.15%
Special Savings Money Market Accounts $2,500.00 $0.1 - $2,499.99
$2,500.00 & Above
0.00%
0.35%
0.00%
0.35%
All IRA Accounts $0.01 $0.1 - $2,499.99
$2,500.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 & Above
0.90%
1.10%
1.30%
1.50%
0.90%
1.11%
1.31%
1.51%
Club Accounts $0.01 $0.01 0.15% 0.15%
Share Draft Accounts $25.00 -- -- --
Business Checking Accounts $100.00 $10,000.00 0.25% 0.25%

Dividends for all accounts will be compounded and credited monthly based on the Average daily Balance. If you close your account before dividends are paid, you will not receive the accrued dividends.

Share Certificates

Rates are effective as of May 1, 2022. Rates and other terms may change at any time without prior notice. *$1,000.00 minimum required to open a Share Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded and credited monthly. If you close your term certificate account before dividends are paid, you will not receive the accrued dividends.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield. Annual percentage yield assumes dividend remains on deposit. Withdrawals of dividend will reduce earnings.

Terms Minimum Opening Deposit Dividend Rate (APR*) Annual Percentage Yield (APY*)
6 months $1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000 & Above
0.20%
0.35%
0.45%
0.45%
0.50%
0.20%
0.35%
0.45%
0.45%
0.50%
12 months $1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000 & Above
0.40%
0.50%
0.60%
0.60%
0.65%
0.40%
0.50%
0.60%
0.60%
0.65%
24 months $1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000 & Above
0.80%
0.90%
0.90%
0.95%
0.95%
0.80%
0.90%
0.90%
0.95%
0.95%
36 months $1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000 & Above
0.90%
0.90%
1.00%
1.10%
1.10%
0.90%
0.90%
1.00%
1.11%
1.11%
60 months $1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000 & Above
1.35%
1.40%
1.50%
1.50%
1.65%
1.36%
1.41%
1.51%
1.51%
1.66%

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