Annual Percentage Yield is accurate as of September 1, 2023
Rates and other terms may change at any time without prior notice.
Account Type | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
---|---|---|---|---|
Regular Share Accounts | $25.00 | $10.00 | 0.35% | 0.35% |
Kasasa Saver | $25.00 | $0.01 | 2.00% | 2.00% |
Other Share Accounts | $0.01 | $0.01 | 0.35% | 0.35% |
Money Market Accounts | $2,500.00 | $0.1 - $2,499.99 $2,500.00 & Above |
0.65% 1.00% |
0.65% 1.00% |
All IRA Accounts | $0.01 | $0.1 - $2,499.99 $2,500.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 & Above |
2.40% 2.60% 2.80% 3.00% |
2.40% 2.60% 2.80% 3.00% |
Club Accounts | $0.01 | $0.01 | 0.35% | 0.35% |
Share Draft Accounts | $25.00 | -- | -- | -- |
Business Checking Accounts | $100.00 | $10,000.00 | 0.75% | 0.75% |
Kasasa Cash Checking | $25.00 | $0.01 | 6.00% | 6.00% |
Kasasa Cash Back Checking | $25.00 | $0.01 | 6.00% | 6.00% |
Dividends for all accounts will be compounded and credited monthly based on the Average daily Balance. If you close your account before dividends are paid, you will not receive the accrued dividends.
Share Certificates
Rates are effective as of September 1, 2023. Rates and other terms may change at any time without prior notice. *$1,000.00 minimum required to open a Share Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Dividends will be compounded and credited monthly. If you close your term certificate account before dividends are paid, you will not receive the accrued dividends.
Terms | Minimum Opening Deposit | Dividend Rate (APR*) | Annual Percentage Yield (APY*) |
---|---|---|---|
6 months | $1,000.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000 & Above |
0.70% 0.85% 0.95% 0.95% 1.00% |
0.70% 0.85% 0.95% 0.95% 1.00% |
12 months | $1,000.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000 & Above |
0.90% 1.00% 1.10% 1.10% 1.15% |
0.90% 1.00% 1.10% 1.10% 1.16% |
24 months | $1,000.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000 & Above |
2.40% 2.50% 2.50% 2.55% 2.55% |
2.42% 2.52% 2.52% 2.58% 2.58% |
36 months | $1,000.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000 & Above |
2.90% 2.90% 3.00% 3.10% 3.10% |
2.93% 2.93% 3.04% 3.14% 3.14% |
60 months | $1,000.00 - $4,999.99 $5,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000 & Above |
3.35% 3.40% 3.50% 3.50% 3.75% |
3.40% 3.45% 3.55% 3.55% 3.81% |
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