Fee Schedule

All Share Accounts

If share balance is lower than the required minimum balance of $10.00

$5.00 per month

Inactivity Fee (per month) - No activity for 12 consecutive months - Waived if active Share Draft or Loan Account

$5.00 per month

Account Closing Fee

$10.00

Check Cashing Fee

1% of check amount (waived with a minimum balance of $250 or with an active loan)

Returned Item Fee - (returned deposit)

$4.00

Statement Copy Fee
Reprint of a statement

$2.00 per page

Statements pulled from Virtual Branch by member

No Charge

Wire Transfer Fee & Western Union Fee (incoming wire fees may vary)

$15.00

Return Mail No Forwarding Address

$5.00

Address change from Post Office

$1.50

Research Fee (per hour; charged in 15 minute increments)

$20.00 per hour

Insufficient Electronic Transfers

$25.00

Share Draft (Checking) and Business Share Draft (Checking) Account

Stop Payment (checks/ACH) - all checking accounts - notice required in writing
(see #15 in Membership and Account Agreement)

$25.00

Stop Payment on a series of checks

$25.00

Insufficient Checks (NSF)* - all checking accounts

$25.00 per check

Check Copies Fee

$2.00 per check

Paid NSF Check

$25.00

Bill Paying Service Monthly Fee

$0.00

Bill Paying Service NSF fee

$25.00

Bill Paying Service Research Fee

$25.00

Return Item Fee - Business Checking

$2.00

Visa Debit Card Fees

Negative balance

$25.00

Card Replacement

$6.00

Sales Draft Copy

$5.00

Rush Order (plus replacement costs)

$20.00

ATM Photo Verification

Actual costs

Loans

Reverse a payment due to NSF check

$20.00

Late charges

If you are more than 10 days late with your payment you will pay a late charge equal to 5% of the payment due with a minimum of $10.00 and a maximum of $25.00. Please refer to your loan contract for any other terms that may apply.

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