Fee Schedule

All Share Accounts

If share balance is lower than the required minimum balance of $10.00

$5.00 per month

Inactivity Fee (per month) - No activity for 12 consecutive months - Waived if active Share Draft or Loan Account

$5.00 per month

Account Closing Fee

$10.00

Check Cashing Fee

1% of check amount (waived with a minimum balance of $250 or with an active loan)

Returned Item Fee - (returned deposit)

$4.00

Account Print Out

$1.00 per page

Statement Copy Fee
Reprint of a statement

$2.00 per page

Wire Transfer Fee & Western Union Fee (incoming wire fees may vary)

$15.00

Returned Mail No Forwarding Address

$5.00

Address change from Post Office

$1.50

Research Fee

$20.00 per hour

Teller Check Fee

$1.00

Insufficient Electronic Transfers

$25.00

Fax Fee

$1.00 per page

Copies

$0.25 per page

Share Draft (Checking) and Business Share Draft (Checking) Account

Stop Payment (checks/ACH) - all checking accounts - notice required in writing
(see #15 in Membership and Account Agreement)

$25.00

Insufficient Checks (NSF) - all checking accounts

$25.00 per check

Check Copies Fee - three FREE per month

$2.00 per check

Temporary Check Fee

$1.00 per page

Paid NSF Check - all checking accounts - signed agreement must be on file at credit union

$25.00

Return Item Fee - Business Checking

$2.00

Visa Debit Card Fees

Negative balance

$25.00

Card or PIN Replacement
(No charge for fraud or stolen cards)

$2.00

Card & PIN Replacement
(No charge for fraud or stolen cards)

$5.00

Sales Draft Copy

$5.00

Rush Order (plus replacement costs)

$20.00

FedEx Rush Order (plus replacement costs)

$40.00

ATM Photo Verification

Actual costs

Loans & MasterCard

Reverse a payment due to NSF check

$25.00

Late charges
please refer to your loan contract or MasterCard statement for any other terms that may apply

If you are more than 10 days late with your payment, you will be charged a late charge fee equal to 10% of the payment due with a minimum of $10.00 and a maximum of $25.00. Please refer to your loan contact for any other terms which may apply.

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