Fee Schedule

All Share Accounts

If share balance is lower than the required minimum balance of $10.00

$5.00 per month

Inactivity Fee (per month) - No activity for 12 consecutive months - Waived if active Share Draft or Loan Account

$5.00 per month

Account Closing Fee

$10.00

Check Cashing Fee

1% of check amount (waived with a minimum balance of $250 or with an active loan)

Statement Copy Fee

$2.00 per page

Account Printout

$1.00 per page

Fax Fee

$1.00 per page

Outgoing Wire Transfer Fee & Western Union Fee (incoming wire fees may vary)

$15.00

Return Mail No Forwarding Address

$5.00

Address change from Post Office

$5.00

Research Fee (per hour; charged in 15 minute increments)

$20.00 per hour

Insufficient Electronic Transfers

$25.00

Share Draft (Checking) and Business Share Draft (Checking) Account

Stop Payment (checks/ACH) - all checking accounts - notice required in writing
(see #15 in Membership and Account Agreement)

$25.00

Stop Payment on a series of checks

$35.00

Check Copies Fee

$2.00 per check

Temporary Check Fee

$1.00 per page

Paid NSF Check

$25.00 per presentment

Return Item Fee - Consumer Checking

$4.00

Return Item Fee - Business Checking

$2.00

Visa Debit Card Fees

Negative balance

$25.00

Card Replacement

$15.00 regular issue
$25.00 instant issue

Rush Order

Actual Cost

Loans

Reverse a payment due to NSF check

$25.00

Late charges

If you are more than 10 days late with your payment you will pay a late charge equal to 5% of the payment due with a minimum of $10.00 and a maximum of $25.00. Please refer to your loan contract for any other terms that may apply.

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