Share Rates

Annual Percentage Yield is accurate as of November 2015.
Rates and other terms may change at any time without prior notice.

Share Rates
Account Type
Minimum Opening
Deposit
Minimum Balance
to Earn APY
Dividend Rate
Annual
Percentage
Yield
Dividends for all accounts will be compounded and credited monthly based on the Average daily Balance. If you close your account before dividends are paid, you will not receive the accrued dividends.
Regular Share Accounts
$10.00
$10.00
0.15%
0.15%
Other Share Accounts
$0.01
$0.01
0.15%
0.15%
Special Savings Money Market Accounts
$2,500.00
$0.1 - $2,499.99
$2,500.00 & Above
0.00%
0.20%
0.00%
0.20%
All IRA Accounts
$0.01
$0.1 - $2,499.99
$2,500.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 & Above
0.00%
0.10%
0.60%
0.80%
0.00%
0.10%
0.61%
0.81%
Club Accounts
$0.01
$0.01
0.15%
0.15%
Share Draft Accounts
$25.00
--
--
--
Business Checking Accounts
$100.00
$10,000.00
0.25%
0.25%

 

Share Certificate
Rates are effective as of November 2015. Rates and other terms may change at any time without prior notice. *$1,000.00 minimum required to open a Share Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will
be compounded and credited monthly. If you close your term certificate account before dividends are paid, you will not receive the accrued dividends.
Terms
Minimum Opening Deposit Dividend Rate (APR*) Annual Percentage Yield (APY**)
6 months
$1,000.00 - $4,999.00
$5,000.00 - $9,999.00
$10,000.00 & Above
0.10%
0.15%
0.25%
0.10%
0.15%
0.26%
12 months
$1,000.00 - $4,999.00
$5,000.00 - $9,999.00
$10,000.00 & Above
0.10%
0.15%
0.40%
0.10%
0.15%
0.41%
24 months
$1,000.00 - $4,999.00
$5,000.00 - $9,999.00
$10,000.00 & Above
0.10%
0.15%
0.60%
0.10%
0.15%
0.61%
36 months
$1,000.00 - $4,999.00
$5,000.00 - $9,999.00
$10,000.00 & Above
0.10%
0.15%
0.70%
0.10%
0.15%
0.71%
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield. Annual percentage yield assumes dividend remains on deposit. Withdrawals of dividend will reduce earnings.


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