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Cosden Federal Credit Union Dividend Rates           REGULAR SHARES Dividends Paid Monthly On Dividend Rate A P Y Average Daily Balance 0.25% 0.25%                     IRA    ACCOUNTS     Dividend Rate A P Y From To       $0.00 $99.99   0.00% 0.00% $100.00 $999.99   0.00% 0.00% $1,000.00 $2,499.99   0.00% 0.00% $2,500.00 $4,999.99   0.25% 0.25% $5,000.00 $9,999.99   0.75% 0.75% $10,000.00 or Higher   1.00% 1.01%                     BUSINESS CHECKING     Dividend Rate A P Y From To       $0.00 $999.99   0.00% 0.00% $1,000.00 $4,999.99   0.00% 0.00% $5,000.00 $9,999.99   0.00% 0.00% $10,000.00 or Higher   0.25% 0.25%                     MONEY MARKET     Dividend Rate A P Y From To       $0.00 $2,499.99   0.00% 0.00% $2,500.00 or Higher   0.25% 0.25%                               Cosden Federal Credit Union Dividend Rates FOR ALL SHARE CERTIFICATES   Balance Ranges     $1,000 To APY $2,500 To APY $5,000 To APY $10,000 APY Term $2,499   $4,999   $9,999   And Larger                     6 - Months 0.25% 0.25% 0.25% 0.25% 0.30% 0.30% 0.50% 0.50%                   12- Months 0.25% 0.25% 0.25% 0.25% 0.30% 0.30% 0.65% 0.65%                   24 - Months NA NA NA NA NA NA 0.75% 0.75%                   36 - Months NA NA NA NA NA NA 0.85% 0.86%                   48 - Months NA NA NA NA NA NA 0.85% 0.86%                   60 - Months NA NA NA NA NA NA 0.85% 0.86%

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